Thread Rating:
  • 0 Vote(s) - 0 Average
  • 1
  • 2
  • 3
  • 4
  • 5

Insurance
#11

I haven't bought a Vanderhall yet but was shopping rates and Hagerty seemed to have the best rates of everyone I've checked. Also don't forget that how you buy can drastically affect the rate (online quote vs phone quote from provider directly vs Quote from independent agent). For instance my insurance didn't insure it so they referred to their "partner" Hagerty which they quoted 1,100 yearly with their "relationship rate". I then proceeded to enter the info directly on Hagerty's site and received a 680-750 yearly depending on how I adjusted the coverage!
Reply
#12

(07-07-2020, 07:37 PM)JitteryJoe Wrote:  I haven't bought a Vanderhall yet but was shopping rates and Hagerty seemed to have the best rates of everyone I've checked. Also don't forget that how you buy can drastically affect the rate (online quote vs phone quote from provider directly vs Quote from independent agent). For instance my insurance didn't insure it so they referred to their "partner" Hagerty which they quoted 1,100 yearly with their "relationship rate". I then proceeded to enter the info directly on Hagerty's site and received a 680-750 yearly depending on how I adjusted the coverage!

Hagerty?  Really?  I am a club member with Hagerty and just this spring, when I called to inquire, they didn't know what a Vanderhall was and upon further discussion stated that they didn't insure trikes but were considering doing so. 

my insurance company also didn't insure trikes and they arranged my insurance for me through Foremost (Farmers).
that insurance was also $1100-1200 per year.  I went looking for myself and now i have Insurance coverage starting soon from Allstate.

Allstate actually lists Vanderhall on their website!  the local agent didn't know Vanderhall but when I took the online quote to the agent, the $400 -500 rate went to $260 for full year coverage at 250/500 and coverage for comprehensive and collision with $1000 or less deductible.

much less than i paid for my last three motorcycles each individually!

unbelievable really, since i have no other insurance with Allstate; but there it is.   Big Grin
Reply
#13

All this discussion about insurance rates is meaningless unless you mention what state you are in. The same company has high and low rates depending on what STATE you are purchasing it in.

I see people who got a good price from Progressive, for example, while others got ridiculously high quotes from them. Progressive doesn't even insure Vanderhalls in WA. I had them at first, but they notified me they were no longer going to insure them in WA, so don't expect to renew with them. I went to Allstate at a much better rate. Others have, or haven't had, a good quote from Allstate.

All quotes are relative to all the factors insurers use to come up with a risk for you and your vehicle: your age, accident history, credit score, driving record, vehicle, other insurance with them, .......etc. Only you will know a reasonable quote for you. It appears that from all that I have seen on this, and the FB forum, a good range for full coverage on a Vanderhall would be about $250 to $1200 per year.

Please mention your STATE when you talk about insurance prices.
Reply
#14

NV $925 a year full coverage.
Reply
#15

(07-11-2020, 04:44 AM)PaulAB Wrote:  
(07-07-2020, 07:37 PM)JitteryJoe Wrote:  I haven't bought a Vanderhall yet but was shopping rates and Hagerty seemed to have the best rates of everyone I've checked. Also don't forget that how you buy can drastically affect the rate (online quote vs phone quote from provider directly vs Quote from independent agent). For instance my insurance didn't insure it so they referred to their "partner" Hagerty which they quoted 1,100 yearly with their "relationship rate". I then proceeded to enter the info directly on Hagerty's site and received a 680-750 yearly depending on how I adjusted the coverage!

Hagerty?  Really?  I am a club member with Hagerty and just this spring, when I called to inquire, they didn't know what a Vanderhall was and upon further discussion stated that they didn't insure trikes but were considering doing so. 

my insurance company also didn't insure trikes and they arranged my insurance for me through Foremost (Farmers).
that insurance was also $1100-1200 per year.  I went looking for myself and now i have Insurance coverage starting soon from Allstate.

Allstate actually lists Vanderhall on their website!  the local agent didn't know Vanderhall but when I took the online quote to the agent, the $400 -500 rate went to $260 for full year coverage at 250/500 and coverage for comprehensive and collision with $1000 or less deductible.

much less than i paid for my last three motorcycles each individually!

unbelievable really, since i have no other insurance with Allstate; but there it is.   Big Grin

Yeah, Hagerty has it under their cars as a "roadster" so it's counterintuitive. I'm in KY for what that's worth.
Reply
#16

I recently purchased a 2020 VV GT and I pay $62 per month through State Farm.  Certain states require personal protection such as medical coverage, but in OR it’s not required on motorcycles which the VV falls under.
Reply
#17

I just got insurance with State Farm for $76 a month.
Reply
#18

$900 a year, Foremost, Nevada.
Reply


Forum Jump:


Users browsing this thread: 1 Guest(s)